Finance vs Lease — Which Toyota Payment Plan Fits You?
Whether you want to own your Toyota outright or enjoy a low‑commitment lease, Frank Fletcher Toyota makes it easy. Compare the benefits below, calculate potential payments, then apply online in minutes.
Apply for FinancingExplore Vehicle SpecialsCall Us: (417) 622‑5448
Why Finance?
- Build Equity: Every payment brings you closer to ownership.
- No Mileage Limits: Drive as much as you want, road trips included.
- Customize Freely: Add accessories, wraps, or upgrades anytime.
- Flexible Term Lengths: Choose 24‑ to 72‑month plans.
- Sell or Trade Any Time: Use your equity toward your next Toyota.
Why Lease?
- Lower Monthly Payments: Pay only for the vehicle’s depreciation.
- Always Drive New: Upgrade to the latest Toyota every 2‑3 years.
- Warranty Coverage: Most repairs are covered for the lease term.
- Minimal Up‑Front Cost: Little or no down payment required.
- Easy Turn‑In: Simply return the vehicle at lease‑end and choose your next ride.
Frequently Asked Questions
Can I end my lease early?
Early termination is possible, but fees may apply. Our finance team can walk you through your options.
Is financing available for used Toyotas?
Absolutely! We offer competitive rates on certified pre‑owned and used vehicles.
What credit score do I need to qualify?
We work with a network of lenders to find solutions for a wide range of credit histories. Start with our secure online application.
